November Debt Numbers

Original Debt (6/26/12): $175,209.81
Paid: $3,859.07Remaining: $171,350.74

Original CC Debt (6/26/12): $63,731.78
Paid (11/16/12): $919.28
Remaining (11/16/12): $62,812.50

Original Other Debt (6/26/12): $111,478.03
Paid (11/16/12): $2,939.79
Remaining (11/16/12): $108,538.24

Gap: $0
Best Buy: $0
Furniture Mart: $0
Credit Card 1: $0 Credit Card 2: $1,080.58
Credit Card 3: $2,588.86
Credit Card 4: $16,298.98
Credit Card 5: $13,302.01
Credit Card 6: $13,791.68
Personal Loan: $15,750.39

Auto Loan 1: $10,227.24
Auto Loan 2: $10,836.70

Student Loan 1: $55,776.91
Student Loan 2: $31,697.39

 

It's slowly creeping down :)

Organization is my saving grace and my downfall...

In order for me to maintain my household, I need to be organized.  If I'm not, all things go to hell in a handbasket.  When I'm on, I'm on and things run smoothly.  Finances are good, cabinets are stocked and bill are paid.  When I'm off, nothing gets done.  It's take out for dinner or processed pop in the oven kind of dinner, the budget is non-existent and my house looks semi-hoarders like.  I know how I'd like things to be but it seems that I don't have the motivation to make it happen.  This week seems to be a good week because I'm keeping the budget in check and I'm keeping up on housework. I'm really trying to maintain a healthy balance of getting things done.  I've been extremely lazy and our finances reflect that.

So Proud

I'm extremely proud of my husband for staying within the cash budget he has for lunch.  I know some may think that $40 per week for lunches out is one area that could be cut back on.  I agree, but that is another fight for another day.  When I looked in his wallet this morning to see how much he had left of his weekly budget, he had $16.  That is two days of the budget for lunch.  I was incredibly surprised that he didn't go over his budget.  When he uses the credit card and I say you have $40 for lunch.  He is using the card for lunch, a snack, a quick trip to the grocery store on the way home.  All in all, he probably spends his $40 plus $60 or so more.  This morning I asked him how he was able to stay within the budget.  His response was that he took his lunch one day and went hungry the rest of the time.  I'm guessing that the budget is taking some getting used to but it's a much need permanent change.  Yay to small victories and I love you hubby for cooperating on this :)