I Think I Can, I Think I Can

Although our debt seems daunting right now, I know that it won't always be.  And that, my friends, is my positive thought for a lovely Friday.

What's Been Happening Since We Last Talked

So when we left off last year, I still had two jobs and was theoretically able to pay off big chunks of debt.  Unfortunately, shortly after my last post, I was given an ultimatum from my side job.  It was work more hours and leave the job at my son's school.  Working more hours wasn't a choice that I was ready to make at that time, so I opted to stay at my son's school.  So not only do I not have an extra paycheck to put towards debt/savings, I make about $200 per pay period less than I did when I had just one job. This meant we were running a deficit every month.  Which resulted in an increased debt load. Fortunately, we've been able to sort of slow the bleeding and refocus on debt repayment.  We were able to refinance our house earlier this year, and I've been asked to work more hours in the school office come this fall.  This is round 2 of a very long fight.

Wow, it's been over a year since I've updated this blog.  But since we find ourselves in an even bigger debt hole than we were last year, I'm hoping that re-establishing a routine of accountability will lead us to finally get out of debt for good.  A lot of things have changed since last year.  I have changed jobs moving from two jobs to one.  Even though I'm paid less at my current job, the flexibilty I have with my schedule is awesome and has added to my quality of life.  Of course there are days when I wish I made more money or consider switching jobs to make more money but in the long run it's better for me and my family to stay where I'm at.  So, here's to making an effort again to finally living a life in the green.