Budget Allocations

It's Friday and a payday so here's the plan for the next two weeks:

Total paycheck: $804.36

Minus Allocations:

Car Payment: $280
Groceries/Misc: $250
Husband Work Lunches: $80
Gasoline: $80
Mini Savings: $25
Halloween: $25

This leaves $64.36 plus $13.49 left in the checking account totaling $77.85 which is being sent to our personal loan.  I had put the AMEX as the first goal, but the personal loan's interest rate is more than double that of any other debt we have and it has the largest balance.  You might notice that I've budgeted $80 for husband work lunches.  I think that he could make a homemade lunch for a lot less than $40 per week, but he prefers to eat out.  And, no amount of begging and pleading with him to find a way to reduce this amount has succeeded.  So, I suck it up and put it as a line item in the budget.  Does it make me angry? Does it make me resentful?  Yes to both.  Since the school year began, I have eaten lunch out a handful of times and most being my office treating me.  The others being a $4 bowl of soup from Panera.  Oh well.  The mini-savings is for an "Oh crap" moment where we need to pick up some random thing.  This week it was to buy a book from the school book fair.  This money is transfered to savings and if not used, it stays put.  Seemingly the balance could grow but usually doesn't because it's not hard to come up with things to spend money on.  The Halloween money is for a pizza dinner.  We are hosting a couple of my son's friends for Trick or Treating.  I don't think it will be $25 but I'm also including candy to pass out and any other little incidentals.  This week's goal is to track where the money goes.