Getting A Plan Together

Currently, I'm just paying a set amount towards my credit card debt.  It started out that the payment was just the minimum payments but over the past few months, the minimum payment has went down and I've just kept paying the same amount.  I've finally got a plan together on how we're going to pay off our credit card debt.  The decision has been made once and for all to use all extra money to get rid of this debt.  Any extra money that I make on my check is going to debt.  The first debt on the chopping block is our American Express.  Later today, I plan to cut it up and never use it again.  It had been a convenience because Costco only accepts debit cards or American Express.  It became to easy to use it for purchases that we had cash for and then turn around and use the cash for something else.  The balance on that card is about $1100.  My goal for having that balance eliminated is January 2013.  After that, we will focus on the next in a long line fo credit cards.  Until then, Happy Debting!