Future Plans...

Me In Millions commented on my last post the following "Congrats on getting the EF over $1000! Now that it's there are you focusing on getting rid of your debts?" and I'd finally like to comment.  I'd also like to apologize for not responding to the comment earlier but the last week or so has been all over the place.  If you're expecting a reader's digest version, you should probably stop reading because this is probably going to be lengthy.  Initially, because I have two jobs, I was going to focus on paying down my very large amount of debt.  But as I progressed in my new job, I discovered some things out about my boss (the owner) that made me uncomfortable.  I work for an insurance broker, and in my opinion, he is not a good person.  I discovered through conversations with a co-worker that he has a shady past.  She didn't know any of the details and didn't know exactly what he had done but she knew that a previous executive assistant had been fired because she found something out about our boss.  So what did I do? I googled him.  What did I find?  That he used to be the president of one of the largest property management firms in California.  What did he do that was so bad?  Co-mingling of funds, fraud, embezzlement, use of company funds for personal gain and a whole slew of things that aren't good.  Now, I shouldn't be all moral and preachy, but that in and of itself is bad enough. Does it get worse?  I'm glad you asked, because yes it does.  How?  He lies on his insurance appointment contracts.  About 50% of the questions, he lies on the applications, which I'm pretty sure if fraud.  There are also some rumblings from the agents that work for him that he and his wife (who handles all the financials) have been stealing their commissions.  I made the decision (after discussing it with my husband) that I would quit the day job and just rely on the side job's income.  My last day is going to be Friday and the only reason that I haven't quit yet is because I feel like they might do something shady like withhold my paycheck.  Since they hand out hard checks (yeah, no they don't do direct deposit).  So at point, we were going to be on a bare bones budget with not a lot extra for anything, let alone debt.  But, alas, that is no longer the case.  I had a job interview last Wednesday, which I didn't want to write about and jinx myself, because I really, really, really wanted the job.  I found out today that I got the job.  It's a little less money than the shady day job but it's still enough to pay some extra on the old bucket load of debt.  On top of that, it is at my son's pre-school.  This is my absolute dream job.  I can see myself in this position for a very long time.  I'm incredibly happy and incredibly excited.  So, to answer Me in Millions.  Yes, I do plan to focus on my debts now.  I finally feel secure in my job and think that I can shift my focus from stockpiling cash to paying down debt.  Stay tuned for progress reports.